Mobile Banking Become Much More Popular

Thanks to a new application or program, smart phones are also on the role of hand-held terminals for banks, it is good news to credit card users.






The number of mobile phone payment users increased to 734,000 in 2009 - more than 70% in 2008, according to consulting firm Gartner. By 2012, the number of mobile phone payment users is expected to 190 million yuan, more than 3% of the total mobile users. Asia-Pacific region and Japan is expected to capture the largest market share is expected to command in 2012 when in use, the use of 3.8% expected in North America rose to 3 percent.



Sandy Chen Shouhong, research director, Gartner believes it will take a few years ago into the mainstream of mobile payment, she was defined as at least 20% of bank customers.



Though is very large, multi-art design is really for the arts is indeed habit of people who do online banking at a time and place - the weekend at home (or lunch time in their desks), so they do not see the value of a strong the use of mobile banking services. Therefore, banks need to provide more, not just to extend their online banking, mobile phone users.



It believes that banks and credit card issuer shall provide different products to meet the specific needs of their consumers. Some cardholders may choose to apply only for the text warning, while others can download the program on the changes to allow them to manage all their financial transactions Benjamin from their phone.



Festival should be carrier-agnostic so that all customers can use their mobile banking offerings, whether they are with the carrier.
 
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