People utilize balance transfer credit cards for a myriad of reasons such as making money from balance transfer and credit card arbitrage, to paying down and reducing high interest debt by applying for balance transfer credit cards with low interest offers. Not all balance transfer credit cards with low interest offers are created equally, as you will see below. You will want to evaluate each card individually and make sure you understand the credit card offer. Some important things to look out for include:
Duration of balance transfer offer. Most cards offer 6 – 12 months at 0%.
Balance transfer fees. Most fees range from 0% – 3%, or a fixed price, such as $75.
Interest rate. This only matters if you plan on using the card after you pay off your balance.
Rewards and cash back. Depending on your needs, you may want to consider credit cards with sign up bonuses, rewards bonuses, cash back cards, points cards, or special features, such as travel cards or gas rebates.
The balance transfer credit cards listed below allow borrowers to consolidate their credit card debts onto a single card to save money on interest charges, Most of them are balance transfer credit cards with no balance transfer fee. The best offer currently available is a 0% introductory offer good for 12 months from the Discover Card. While balance transfer credit cards with no balance transfer fee offers have become harder to find, you'll find a list of the top 0% APR deals too.
Saturday, March 13, 2010
Friday, March 12, 2010
Public Savings Bank Secured Card
Hi, guests. I would like to recommend a new featured credit card for you. It's Public Savings Bank Secured Card. Have you ever applied for it ? If not, continue to check the below main card features:
- 0% APR on purchases for 6 months
- Credit not a factor
- Choose your credit limit from $200 to $1500
- $0 fraud liability
- Build good credit - we report to all 3 major credit bureaus
- Friendly Customer Service
- Accepted where you see the MasterCard or Visa logo
- Free 24-hour online account access
- All applications accepted!
- Free Visa Rewards including auto collision damage and emergency card replacement
Now, let's take a look at the general features:
Intro APR Period: 6 months
Regular APR: 11.24%
Intro APR: N/A
Intro APR Period: N/A
Regular APR: N/A
Transfer Fee: N/A
Reward Bonus: N/A
Reward Details:
- N/A
Max Over Limit Fee: $25
Max Default APR: N/A
Cash Advance Fee: $5 or 3.5%
- N/A
One-time Setup Fee: $79
Foreign Transaction Fee: 2%
Grace Period: 25 days
For more credit card information, please refer to website: http://www.taocredit.com
- 0% APR on purchases for 6 months
- Credit not a factor
- Choose your credit limit from $200 to $1500
- $0 fraud liability
- Build good credit - we report to all 3 major credit bureaus
- Friendly Customer Service
- Accepted where you see the MasterCard or Visa logo
- Free 24-hour online account access
- All applications accepted!
- Free Visa Rewards including auto collision damage and emergency card replacement
Now, let's take a look at the general features:
General
Annual Fee: $0Purchases
Intro APR: 0.0%Intro APR Period: 6 months
Regular APR: 11.24%
Transfers
Balance Transfer: N/AIntro APR: N/A
Intro APR Period: N/A
Regular APR: N/A
Transfer Fee: N/A
Rewards
Reward Type: N/AReward Bonus: N/A
Reward Details:
- N/A
Penalties
Max Late Fee: $25Max Over Limit Fee: $25
Max Default APR: N/A
Cash
Cash APR: 10.99% - 18%Cash Advance Fee: $5 or 3.5%
Other
Additional Info:- N/A
One-time Setup Fee: $79
Foreign Transaction Fee: 2%
Grace Period: 25 days
For more credit card information, please refer to website: http://www.taocredit.com
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credit card,
Saving Bank,
secured card,
taocredit.com
About TaoCredit.com
TaoCredit.com is here to help you choose and apply for a credit card. We hope you'll find our tools and information simple and easy to use. With our wide selection of credit card offers and the most competitive rates and rewards, the right card will be easy to find. The very best online credit card deals are always available here because we update our site with the newest rates as they come in. To get started browsing credit card categories, see the list on the left. Or, you can check out the banks and card issuers below. We offer comparison and search tools to help you find offers for cards with the benefits and features you want. You can narrow or widen your search until you find what you need. If you're here to compare fees, rates, and rewards, you'll find our credit card comparison guide extremely helpful! Want to just get on with it? You'll likely know within 60 seconds if you can get the card you want. If not, you can try for another one. We have so many offers here, you're sure to find a match. We do more than present great credit card offers here at TaoCredit.com. We teach you how to spot the best deals on credit cards. We inform and educate and provide a detailed help section. Another thing you can learn here is how to get the best benefits, how benefits work, and the importance of your credit score. If you are a student, we offer a special section just for you. Some card issuers have special cards for those just starting out who want to build credit responsibly and get advantages later in life that are offered only to those with good, long credit histories. Student credit cards give you flexibility and freedom, and help you learn how to manage money. We believe students should take responsibility for their own credit, and getting a credit card is often recommended as a place to start.
Labels:
credit card,
creditcards,
student cards,
taocredit.com
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