Low Interest Credit Card

Low Interest Rates are desirable because they mean lower credit card payments. When the interest rate is low your payments are lower. If you are looking for a low interest rate credit card you will find many good deals. Sometimes your bank will give you a lower interest rate to keep you as a customer when you are thinking of closing your account. You can sometimes negotiate a low interest rate when you open your account. Sometimes low interest rates are temporary promotions only, be sure that the low interest rate cards you apply for have terms that make sense. Variable interest rates change according to economic conditions and your own behavior as a card holder.